Loans against valuable papers

PVFC grants credit to customers who own valuable papers on the market and demand for capital.

Objects and conditions:

• Are invidiuals who ownpledged assets of themselves or guaranteed by valuable papers of the third party.
• Sound capital spending plan.
• Demonstrate payment capacity of loans & interest.

Valuable papers including:

• Deposit book, savings book
• Trusted fund management contract.
• Valuable papers including stocks, bonds, treasury bills, bills of exchange issued by PVFC and promissory note, deposit certificates, cheques, other valuable papers under the law, valued in money and allowed to trade.

Benefits:

• Avoid disadvantages of withdrawing money before maturity date of value papers.
• Hedge rate risks in the event of withdrawing foreign currencies from value papers and exchange into VND.

Required documents:

1. Legal documentation:

• Loan application (click here to download application form)
• Identity card, House hold book of borrowers (Copied);
• Marriage Registration Certificate of borrowers (if husband or wife is not in the same house hold book) Certificate of No Marriage (if borrower is single);
• Indentity card, House hold book of guarantor (copied), if any;
• Marriage Registration Certificate of guarantor (if husband or wife is not in the same house hold book) Certificate of No Marriage (if guarantor is single);

2. Documents of guarantee asset

• Stocks, pledged valuable papers.
• Minutes of pledged stocks blockade examined by issue company.

3. Documents proving loan spending purpose

• Real estate loans: related real estate documents (copied);
• House construction, repair loans: Constrution license (if any), Construction Contract (copied); papers of constructed, repaired house (in the event that constructed, repaired house is not pledged house);
• Car, vehicle purchasing loans: documents related to assets (copied).

4. Documents proving principal and interest payment source

Depends on various loan purposes, borrowers will be guided and provided loan dossier according to regulations and supplement documents (if any).

Contact: Nearest transaction office of PVFC.

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